XP

As of 2026-10-26, XP scores 54out of 100 on QNTM’s five-factor quantitative model, a moderate conviction reading. The score blends momentum, quality, volume, value and sentiment, then adjusts for the current macro regime. XP trades at $15.71, 5% below the band floor.

XP scores 54 out of 100 on QNTM's five-factor model — a moderate reading — neither strongly favored nor flagged for weakness at 54. Its strongest factor is value at 94 (exceptional), where it screens cheap on the model's valuation inputs, followed by volume at 59. The weakest is momentum at 24, where price trend is the soft spot. Among Financials stocks it ranks in roughly the top 33% of the Financials names the model scores.

On valuation, XP is priced in the upper part of its recent range. The profile is lopsided — a few factors carry it while others drag, so the composite masks real disagreement underneath. The blended composite before the macro overlay was 53. Same-sector names the model rates nearby include OSCR, ESNT, NMIH.

This is a descriptive factor read on XP, recomputed each trading day and shown with its reasoning — not a recommendation to buy, hold or sell. The score reflects where XP sits on the model's measures today, and can change as new data arrives.

FACTOR BREAKDOWN

VALUATION RANGE

QNTM’s descriptive fair-value band for XP runs $16.56–$34.40. Current price $15.71 sits 5% below the band floor. This is valuation context, not a price target.

OTHER FINANCIALS NAMES

QNTM provides quantitative model outputs for informational and educational purposes only. It is not investment advice and QNTM is not a registered investment adviser. Scores are rankings, not buy/sell recommendations. Data as of 2026-10-26.